How investing with FundGrowth works
Simple, transparent and fully traceable — every step is confirmed by our operations team and recorded on your statement.
Open your account
Sign up with your email and mobile number on the web or Android app. Choose Individual or Corporate. You'll receive a permanent FundGrowth customer ID.
Complete KYC digitally
Upload PAN, Aadhaar and bank proof from your phone using the secure document picker. Corporates upload company PAN, incorporation certificate, GST, board resolution, signatory ID and a cancelled cheque. Our compliance team reviews and approves — you're notified in the app and by email.
Choose a bond & transfer
Compare live bonds by rate, tenure, payout frequency and rating. Enter the amount (at or above the minimum), transfer by NEFT / RTGS / IMPS / UPI to the FundGrowth account shown, and upload your payment receipt.
Investment goes live
Once the payment is reconciled, your investment is confirmed with a certificate ID, investment date and maturity date. It appears instantly under Live Investments on your statement.
Earn interest on schedule
Interest is paid to your registered bank account monthly, quarterly, yearly or on maturity as per the bond. Each payout is credited on your ledger with its UTR reference.
Withdraw or reinvest at maturity
Request maturity or early-exit withdrawals from the app. Requests follow a maker–checker approval and payout release, with a timeline you can track step by step.
Transparent ledger
Every credit, debit, interest payout and withdrawal is on an immutable ledger with running balances — downloadable as PDF or CSV.
Maker–checker controls
Investments, KYC and withdrawals are approved by separate roles with a full audit trail — the same standards used in banking operations.
Human support
A real operations team reviews your documents and payments. Reach us at support@fundgrowth.in, Mon–Sat.
Frequently asked questions
What is the minimum investment?
Minimums are set per bond and start from ₹10,000. Corporate accounts may have separate corporate minimums.
How do I pay for an investment?
By bank transfer (NEFT / RTGS / IMPS / UPI) to the FundGrowth account shown in the app. Upload your receipt and we confirm once funds are reconciled.
When is interest paid?
According to the bond's payout frequency — monthly, quarterly, yearly or on maturity — to your registered bank account.
Can I withdraw before maturity?
Bonds that allow early exit let you raise a withdrawal request in the app. Our team reviews it and releases payment through the approval workflow.
Is my data secure?
KYC documents are stored encrypted, access is role-based, and every admin action is logged. The app requests only the permissions it needs.
Do I need the Android app?
No — the full customer experience also works in any modern browser at fundgrowth.in. The Android app adds biometric login and document capture.
Start your first investment today
Account opening takes a few minutes.